Products

Car Loans

If you are looking for the most affordable and hassle-free car finance, you've come to the right place. Chola provides loans for both new and used cars and cater to customers living in cities, rural and semi-urban areas. Our customers enjoy the personalised support of Chola Executives at their doorstep. We make the loan application and approval process fast and easy. We do not get into time consuming paperwork rather we have digitized the entire process.

Two Wheeler Loans

We offer borrowers the flexibility to choose the loan repayment period. We also offer vehicle insurance services along with our loan for better experience.

Consumer & Small Enterprises Loans

CSEL is here to help you in your journey from a budding entrepreneur to a successful businessman. Our paperless digital process facilitates ease of loan processing and disbursement.

Commercial Vehicle Loans

Chola offers loans for all types of commercial vehicles. We ensure our customers have the most seamless borrowing experience possible. Chola offers expert trained sales staff at the customers’ convenience and doorstep to help provide support to speed up your disbursement.

Home Loans

Buying a home is one of the most important decisions of a lifetime you will have to make. There are many important factors that need to be considered before you choose the right home loan and we offer expert guidance. Our loans cover self construction, purchase of ready to occupy homes, purchase of plots and balance transfer of existing home loan.

Loan Against Property

Sometimes you are confronted with a situation that demands additional financing on a large scale, like when you want to grow and expand your business, or when your children are on the threshold of marriage or plan to go abroad for higher studies. That’s when your home can turn into a cash machine. Chola offers secured long term loans against your property with interest rate lower than other modes of raising fund

Construction Equipment Loans

construction equipment industry plays a significant role in the development of the economy. Chola offers quick, easy and affordable construction equipment finance. We offer loans for the complete range of Construction Equipment towards earth moving, infrastructure, construction, mining, material handling etc and for new, used and refinance on machines & equipment.

Tractor & Farm Equipment Loans

Chola has been providing tractor finance for more than a decade. Whether you are looking to buy a new tractor or a used tractor, we can provide the financial assistance you need.

Three Wheeler Loans

Chola offers loans for new three-wheelers. You can choose from a wide range of 3 wheelers from the best the industry has to offer.

SME Loans

At times, businesses can experience challenges with an unavailability or shortage of finances as a result of the difference in timings of cash inflows and outflows, up-gradation of existing facilities and business expansion. Chola offers SME loans to help small and medium sized businesses scale up and grow their business. SME Loans can be used for purchasing, installing or modernizing business equipment and other fixed assets.

Secured Business & Personal Loans

The offerings by SBPL are best suited for self-employed, non-professionals in the businesses of trading, manufacturing and services i.e. businesses with regular cash flows that need funds for day-to-day operations and business improvements.